Siidai

More clients. Same team.

Siidai’s agents do the groundwork on every client’s books. Your team reviews what matters, signs off, and gives the advice clients actually pay for.

Book a walkthrough↗
Revontuli Labs Oy···
Bank connectionsNordea and OP connected. No failures.
Refresh status
August 20262 to review · 19 reconciledOpen
31 AugStripe · August settlement+€28,460Reconciled
31 AugNordea · Account service fee−€18Reconciled
30 AugHetzner Online · August cloud hosting−€2,486.40Reconciled
29 AugNotion Labs · Team subscription−€216Reconciled
28 AugStudio Meridian Oy · Invoice 2026-0826−€1,240Needs review
27 AugGoogle Workspace · August subscription−€174.40Reconciled
26 AugStripe · Payout STR-0826+€16,782.65Reconciled
25 AugElisa · Business broadband−€109Reconciled
24 AugLinear · Product team−€128Reconciled
22 AugWise · Transfer fee−€12.80Reconciled
21 AugNordic Analytics Oy · Invoice NA-2026-08+€8,400Reconciled
20 AugTaksi Helsinki · Client meeting−€24.60Reconciled
18 AugGitHub · Team plan−€84Reconciled
17 AugStripe · Payout STR-0817+€12,408.12Reconciled
15 AugFigma · Professional plan−€192Reconciled
14 AugKasvu Partners Oy · Management services−€6,500Needs review
12 AugDNA · Mobile plan−€38.15Reconciled
10 AugNordea · International transfer fee−€25Reconciled
08 AugSlack · Business subscription−€156Reconciled
05 AugPRH · Trade register extract−€5.50Reconciled
03 AugStripe · Payout STR-0803+€19,260Reconciled
Hetzner Online · August cloud hosting
Matched · confirmedHetzner-Aug-2026.pdfAug 30, 2026
CounterpartyHetzner Online GmbHAmount€2,486.40ALVReverse charge, 25.5% recorded
Why this match€2,486.40 paid on 30 August. Matched to the August Hetzner invoice by amount and reference number; no difference. EU service purchase, so reverse-charge ALV is recorded.
Audit trailReconciled
Reconciled: the evidence and the accounting record agree.
✓Evidence received: Hetzner-Aug-2026.pdf.Siidai · Aug 31, 2026, 09:14 EESTReceived through email.
✓Bank line imported from Nordea business account.Siidai · Aug 31, 2026, 09:15 EESTImported through the bank connection.
✓Matched to Hetzner-Aug-2026.pdfSiidai · Aug 31, 2026, 09:15 EESTSupplier, reference and amount agree. Difference: €0.00.
✓Suggested: IT services, cloud hostingSiidai · Aug 31, 2026, 09:15 EESTRecurring infrastructure cost for the production platform.
✓CommentLaura Virtanen, KLT · Aug 31, 2026, 09:22 EESTInvoice and payment checked. Reverse charge applies. Confirmed.
✓Posted to the ledger.Siidai · Aug 31, 2026, 09:23 EEST
✓Settled in the books.Siidai · Aug 31, 2026, 09:23 EEST
Explain this matchSuggest alternativesReject this match…Open document
Ask about this transaction. Cmd/Ctrl+Enter to send.→

MONTH-END AT A FIRM, TODAY

  • Chase clients for statements.
  • Key in every line by hand.
  • Email back and forth about one receipt.
  • Review it all on the last day.
  • Bill hours nobody wants to pay for.
  • Or let the agents do the groundwork.
  • Your team does the judgement.

THREE ROLES

Agents do the groundwork. Your team approves.

SUPERVISOR

You approve and sign off

Agents match every payment and explain it. Your team checks the exceptions and signs off. Every entry keeps its document, its reason and its approver.

EXPERT

You answer when judgement is needed

A client’s question starts from the transaction itself, and your team sees the same line. Judgement is what clients pay for.

CHANNEL

You bring your clients, in your brand

The client portal, emails and chat carry your firm’s name. The more clients on Siidai, the less manual work for your team.

Coming

Next for your clients: invoicing and reminders, purchase invoices and approval, and invoice financing through licensed partners. In the same workspace where your team already signs off.

YOUR WORKSPACE

  • Every client in one sidebar.
  • Every payment matched, with the reason.
  • Only the exceptions reach your team.
  • Sign off in minutes, not days.
  • With a full audit trail behind it.
Hetzner Online · August cloud hosting
Matched · confirmedHetzner-Aug-2026.pdfAug 30, 2026
CounterpartyHetzner Online GmbHAmount€2,486.40ALVReverse charge, 25.5% recorded
Why this match€2,486.40 paid on 30 August. Matched to the August Hetzner invoice by amount and reference number; no difference. EU service purchase, so reverse-charge ALV is recorded.
Audit trailReconciled
Reconciled: the evidence and the accounting record agree.
✓Evidence received: Hetzner-Aug-2026.pdf.Siidai · Aug 31, 2026, 09:14 EESTReceived through email.
✓Bank line imported from Nordea business account.Siidai · Aug 31, 2026, 09:15 EESTImported through the bank connection.
✓Matched to Hetzner-Aug-2026.pdfSiidai · Aug 31, 2026, 09:15 EESTSupplier, reference and amount agree. Difference: €0.00.
✓Suggested: IT services, cloud hostingSiidai · Aug 31, 2026, 09:15 EESTRecurring infrastructure cost for the production platform.
✓CommentLaura Virtanen, KLT · Aug 31, 2026, 09:22 EESTInvoice and payment checked. Reverse charge applies. Confirmed.
✓Posted to the ledger.Siidai · Aug 31, 2026, 09:23 EEST
✓Settled in the books.Siidai · Aug 31, 2026, 09:23 EEST
Explain this matchSuggest alternativesReject this match…Open document
Ask about this transaction. Cmd/Ctrl+Enter to send.→

YOUR CLIENTS’ PORTAL

  • The reminder email.
  • The follow-up to the reminder.
  • The WhatsApp at 11pm.
  • The month-end scramble.
  • Your clients get one link.
  • It always says exactly what’s missing.

Same portal, three firms. Your clients see your name, your colours and your type. Never ours.

asiakas.kivilaine.fi
KIVI & LAINE· KALLION HIUSSTUDIO OY · AUGUST 2026

I need 26 things before I can close August 2026

What was this payment for?

If it’s your salon rent, tell me which months it covers.

Or email kuitit@kivilaine.fi · 27 files received this month · Encrypted, no money can move from here.

How Kallion Hiusstudio is doing

‹August 2026›
Draft · updates live

Profit & Loss

1 AUG 2026 — 28 AUG 2026 · EUR
REVENUE
Hair services · card and MobilePay14,860.00
Hair services · cash2,140.00
Retail product sales1,420.00
Refunds and discounts(180.00)
Total revenue18,240.00
MATERIALS
Hair products used2,470.00
Gross profit15,770.00
STAFF
Salaries6,420.00
Pension (TyEL) and social costs1,536.00
Total staff7,956.00
OTHER OPERATING COSTS
Rent · Kiinteistö Oy Helsinginkatu 124,800.00
Electricity and water312.00
Card and MobilePay fees286.40
Bank charges114.39
Insurance165.50
Repairs159.77
Supplies and other368.00
Total other costs6,206.06
DEPRECIATION
Salon equipment380.00
Total expenses17,012.06
Net profit1,227.94

Balance Sheet

AS OF 28 AUG 2026 · EUR
CURRENT ASSETS
OP business account21,480.65
Cash float in till400.00
Trade receivables1,250.00
Retail inventory3,280.00
Prepaid insurance1,986.00
Total current assets28,396.65
FIXED ASSETS
Salon equipment22,800.00
Accumulated depreciation(4,560.00)
Total fixed assets18,240.00
LIABILITIES
Trade payables2,184.30
ALV payable2,583.21
Withholding tax and TyEL2,840.00
Holiday pay accrual1,920.00
Total liabilities9,527.51
EQUITY
Share capital2,500.00
Retained earnings33,381.20
Profit for the period1,227.94
Total equity37,109.14
Total assets46,636.65
Total liabilities and equity46,636.65
Trial BalanceAS OF 28 AUG 2026 · EUR · BALANCED, DEBITS = CREDITSFor your accountantSHOW
ACCOUNTDEBITCREDIT
OP business account21,480.65—
Cash float in till400.00—
Trade receivables1,250.00—
Retail inventory3,280.00—
Prepaid insurance1,986.00—
Salon equipment22,800.00—
Accumulated depreciation—4,560.00
Trade payables—2,184.30
ALV payable—2,583.21
Withholding tax and TyEL—2,840.00
Holiday pay accrual—1,920.00
Share capital—2,500.00
Retained earnings—33,381.20
Hair services · card and MobilePay—14,860.00
Hair services · cash—2,140.00
Retail product sales—1,420.00
Refunds and discounts180.00—
Hair products used2,470.00—
Salaries6,420.00—
Pension (TyEL) and social costs1,536.00—
Rent4,800.00—
Electricity and water312.00—
Card and MobilePay fees286.40—
Bank charges114.39—
Insurance165.50—
Repairs159.77—
Supplies and other368.00—
Depreciation380.00—
Total68,388.7168,388.71

Kivi & Laine, Luku and Tilipalvelu Kanerva are example firms. Each portal is fully interactive: answer a question, drop a file, open the chat.

YOUR TEAM’S TIME BACK

  • Evenings on data entry.
  • Weekends at month-end.
  • Spend them on advice.
  • That’s what clients pay for.

Bring three clients. We’ll run a month on Siidai together and you see the difference in your team’s hours.

Book a walkthrough↗

QUESTIONS FROM FIRMS

The short answers. The long ones on a call.

Do our clients see Siidai anywhere?+

No. The portal, the emails and the chat carry your firm’s name, colours and web address. Your clients deal with you.

Who is responsible for the books?+

Your firm. Siidai’s agents do the groundwork; your team reviews, adjusts and signs off. Every entry keeps its source document, the reason for the match and who approved it.

What does Siidai ask our clients, and can we edit it?+

Only what it can’t work out from bank lines and documents: a missing receipt, the purpose of a payment, a wrong ALV rate. Your team can edit, hold or add any question before the client sees it.

What happens when a client doesn’t answer?+

The portal always shows what’s still missing. Reminders go out in your firm’s name on the schedule you set, so nobody on your team has to chase.

Does it handle ALV, OmaVero and Tulorekisteri?+

Yes. ALV is applied at the rate in force on each transaction date, and documents printed with an old rate are flagged. Payroll data is prepared for Tulorekisteri and ALV figures are ready for OmaVero. Filing stays with your team.

Which accounting systems does it work with?+

Siidai can post to Procountor, Netvisor or Fennoa, or keep the ledger itself. Your team works in whichever you already use.

Where is client data kept, and who can see it?+

Files are encrypted in transit and at rest. Only the client and your firm’s team can open them. The portal is evidence only: no money can move from it.

Can clients use it on their phone?+

Yes, in any browser. They can snap receipts with the camera, forward them by email, or drop files from their laptop. No app to install.

Does the chat assistant replace our team?+

No. It answers from the posted books and clears simple questions. Anything that needs judgement goes to your team in the same thread.

Will Siidai offer financing to our clients?+

It’s coming. Payables and receivables financing will come through licensed partners as one tap on the invoice, and each client’s own rules decide when it’s offered. Your firm sees the books just as before.

How is it priced for firms?+

Per client book, so it grows with your practice. We share rates on the walkthrough.